insurance

How to Get the Best Car Insurance
There’s more to car insurance than a rock-bottom price. Here’s how to find the best car insurance for you.

How to Find the Best Umbrella Insurance
Start with your existing home or auto insurer.

What Is Guaranteed Replacement Cost Coverage?
With guaranteed replacement cost, you don’t have to worry about gaps in coverage that could leave you financially vulnerable after a disaster.

Survey: Nearly One-Fourth of U.S. Pet Owners Insure Their Pets
Our pets are our cute, lovable companions, and just like everyone else under our roof, they come with their share of expenses. However, unlike a roommate, you can’t expect your pet to help foot its sh

What Is Inflation Guard for Home Insurance?
Inflation guard ensures your home insurance keeps pace with the actual cost to repair or rebuild your home.

How to Prepare for a Home Insurance Inspection
You might need an inspection before your insurance company will cover your home.

How Do Pet Insurance Deductibles Work?
A pet insurance deductible determines how much you’ll spend on vet care before your insurer starts reimbursing you.

How to Buy Homeowners Insurance
Here’s how to find the right home insurance for your needs.

2024 Insurance Dishonesty Report
New NerdWallet survey data finds that some Americans think it’s acceptable to lie on insurance applications. They may not be aware of the consequences.

Totaled Car and Insurance: What You Need to Know
If your car is totaled, you may be able to get a check for its actual cash value from the insurance company.

How to Know if Your Car Is Tracking You, Risking Higher Insurance
Automakers use telematics programs to track and share drivers’ behavior on the road — sometimes without their knowledge — which could impact insurance premiums.

Independent Insurance Agents: What They Do and Who Needs One
An independent insurance agent is a salesperson who represents multiple carriers. Find out if one is right for you.

How to Get Home Insurance Discounts
Having a security system and bundling policies are two of the most common home insurance discounts.

Does Home Insurance Cover AC Units?
Home insurance typically helps cover damage to your AC unit due to scenarios such as storms or theft.

Roadside Assistance: A Guide
Roadside assistance can help if you run out of gas or have a flat tire. Here’s what to consider before buying.

How to Save on Car Insurance: Smart Ways to Lower Your Rate
Auto insurance shouldn’t drain your bank account. Here’s how to save money while getting the coverage you need.

How to File a Car Insurance Claim
As part of the car insurance claim process, you may need to submit a police report and evidence of damage to your insurer.

What Is Equipment Breakdown Coverage, and How Does It Work?
Equipment breakdown insurance can save you a lot of money if a household appliance is damaged due to a mechanical or electrical issue.

What Is Medical Payments Coverage for Homeowners?
Medical payments coverage for home insurance can help cover medical expenses, regardless of who’s at fault.

Why Are Car Insurance Rates Going Up?
Car insurance rates have gone up over 17% in the past year, according to the U.S. Bureau of Labor Statistics. Key factors are inflation, supply shortages, climate change and reinsurance rates.
