loans

Your Credit Card’s Ongoing APR Shouldn’t Matter
If you pay your balance off each month, then the ongoing APR doesn't make a difference.

Should I Refinance My Home to Pay Off Student Loans?
You may be better off refinancing student loans separately rather than rolling them into your mortgage.

Law Eases the Way for Borrowers to Pay Student Loans, Invest
The federal law could make it easier for borrowers to repay their student loans while saving for retirement.

Heartland ECSI Student Loan Servicer: What It Can Do and How to Contact
Heartland ECSI manages federal Perkins student loans for the government.

College Enrollment Is Down, but Here’s Why You Should Still Go
College enrollment has yet to rebound to pre-pandemic levels, but a degree is still worth it in the long run.

How to Split Up Your Joint Spousal Consolidation Student Loan
Joint spousal consolidation student loan borrowers will be able to separate their debt starting in late 2024.

What Is the SAVE Plan for Student Loans?
The newest income-driven repayment plan is on hold. SAVE borrowers are in an interest-free payment pause until December 2025.

How I Got My Student Loans Forgiven: Legal Director in D.C.
Search the internet for “student debt stories,” and you’ll easily find dozens of anxiety-ridden tales of student loan borrowers struggling to keep up with enormous debt balances that have swelled out

Can Student Loan Borrowers Handle Payments and Inflation, Too?
After nearly two and a half years of pandemic relief, federal student loan payments will restart after the pause expires Aug. 31 — unless it’s extended for the seventh time.There is talk that Presiden

SAVE Lawsuits: 4 Options For Borrowers Right Now
Millions of student loan borrowers on the SAVE repayment plan may not owe payments until December 2025. They aren’t earning PSLF or IDR forgiveness credit.

What is Administrative Forbearance For Student Loans?
If administrative issues impact your student loan bills, your servicer might put you in an interest-free administrative forbearance until the problem gets fixed.

Considering College at 25+? Here’s What To Know Before You Enroll
Think about your career goals, research schools that support adult learners, apply for scholarships and grants and lean on your support network.

MOHELA Senate Hearing: What Student Loan Borrowers Should Know
If MOHELA is your servicer, you’ll continue to make student loan payments as usual. But in the long run, lawmakers could step up scrutiny of MOHELA and other federal servicers.

What Is the Average Salary After Coding Bootcamp?
The average salary after coding bootcamp is $70,000 per year, according to Course Report. But there are many factors that can influence your earnings.

Coding Bootcamp vs. Degree: Which Is Best?
You can learn job skills in coding bootcamps, but you don’t earn a degree. Know the pros and cons before you commit.

Guide to Financial Aid Programs in Utah
If you’re a resident of the Beehive State, you know how quickly Utah has grown and changed. According to the U.S. Census Bureau, Utah was the fastest-growing state from 2010 to 2020, reaching a popula

Guide to Financial Aid Programs in Florida
If you live in Florida — or are thinking of relocating — the Sunshine State has several prestigious colleges and universities, including Embry-Riddle Aeronautical University, the University of Florida

Should I Use My 401(k) to Pay Off Student Loans?
Instead of using a 401(k) to pay off student loans, seek other options to manage or pay off debt faster.

Scammers Ramp Up Student Loan Forgiveness Calls
The Education Department is poised to cancel billions in student debt. Scammers are looking for a share of it.

How to Get The Lowest Student Loan Payment
To get the lowest student loan payment you're eligible for, enroll in an income-driven plan.
